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Dental Insurance
Buyer's Guide

Dental Insurance

Discount Dental

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  • Large networks of participating providers
  • Some plans allow you to see any dentist of your choice
  • Smaller networks of participating providers
  • Must use a participating GENERAL dentist to receive the discounted rates published in the fee schedules
  • Preventive & Diagnostic care is typically covered at 100%
  • Preventive & Diagnostic Care is discounted
  • No waiting for preventive care (ie...cleanings, x-rays, exams, fluoride)
  • Typically a 6 month waiting period for basic care, such as fillings
  • Typically a 12 month waiting period for major care, such as dentures, root canals and crowns
  • After waiting periods are exhausted, coverage for basic and major services will typically leave the insured with less out-of-pocket expenses than he or she would have with a discount dental plan.
  • Deductibles may apply. (Typically waived for preventive services)
  • Claim must be filed
  • No waiting. Quick activation. Plans typically activate within 1-3 business days.
  • No deductibles.  Participating General Dentist's discounts are based upon fee schedules, and the discounted rate is paid to the provider at the time of service.
  • Save 10%-60% off most dental procedures.
  • Participating Specialists DO NOT abide by the fee schedules.  Specialists, such as endodontists, periodontists and orthodontists typically offer approximately 20-25% off their usual fees, depending upon the plan they participate with.
  • No claim forms to file
  • Typically more expensive than discount dental plans
  • Pay monthly; no lock-in periods
  • Typically less expensive than dental insurance
  • Discount Dental Plans start as low as $6.95/mo. 
  • Click Here for low-cost, monthly dental plans.
  • Most discount dental plans require annual commitments.
  • Coupon Codes are not available for dental insurance plans as State regulations do not allow insurance companies to offer discounts or rebates on insurance premiums.
  • Dental Plans Coupon Code Shop has negotiated 10% off the annual fee of ANY of the discount dental plans offered from DentalPlans.com.
  • Click Here for a list of our Dental Plans Coupon Codes.
  • Dental Insurance vs. Discount Dental
    Know & Understand the Difference between Dental Insurance and Discount Dental
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